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| Debt Cures "They" Don't Want You to Know About | 
 enlarge | Author: Kevin Trudeau
Publisher: Equity Press
Category: Book
List Price: $25.95
Buy New: $11.99
You Save: $13.96 (54%)
New (56) Used (25) from $11.99
Avg. Customer Rating:  54 reviews
Sales Rank: 420
Media: Hardcover
Number Of Items: 1
Pages: 310
Shipping Weight (lbs): 1.2
Dimensions (in): 9.4 x 6.2 x 1.3
ISBN: 0979825814
Dewey Decimal Number: 332.02402
EAN: 9780979825811
ASIN: 0979825814
Publication Date: May 6, 2008
Availability: Usually ships in 1-2 business days
Condition: SATISFACTION GUARANTEED! NEW Book! May have remainder mark. Most orders ship within 1 BUSINESS DAY with ORDER CONFIRMATION.
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| Customer Reviews:
 The only debt you are curing is his! March 19, 2008
35 out of 40 found this review helpful
Beware of magical claims allowing you to repair your credit, eliminate your credit card debt, pay off your mortgage 20 years early (without any extra cash), or any other scheme that can perform magic for your financial situation. I will provide these tips for free. If you pay more than the minimum payments on your credit cards and do not buy any more items with those credit cards you will eventually eliminate your debt. Paying your mortgage prior to the due date each month and paying about 10% more will pay off your mortgage early. If you want to repair your credit be responsible, do not pay late, pay more than the monthly minimum, and do not maintain high credit card balances (about 30% of your total available credit or less is a good number). Also, request your credit report, challenge any incorrect items, and pay off any items that you can. Also, using credit responsibly will go a long way to rebuilding damaged credit or establishing new credit. And the easiest thing you can do that will help your financial situation is DO NOT WASTE YOUR MONEY ON KEVIN TRUDEAU'S BOOK. Google search his name and you will be surprised at the large amount of legal actions and complaints against him. Use the money you would have spent on his book and order up a credit report, or if you have not requested one this year, you are entitled to a free report from each credit agency.
1 star for what little insight he has. June 1, 2008
30 out of 37 found this review helpful
This very repetative book won't be any help to anyone who is in financial trouble. Do yourself a favor and put away your credit card. Better you should make a larger payment to the bill with the highest interest rate. Here is the 300 pages in a nutshell...
1) Ask your credit card company for a lower interest rate (good luck)
2) Ask your credit card company for a higher credit limit (good luck)
3) Don't miss any payments (duh!)
4) Check your credit reports for errors (Duh, Duh!)
5) Collections agencies act like bulies but really can't do much to you (he claims)
6) Some debts can't be collected if they are too old (statute of limitations)
He has no magic formula. Not everyone who writes a book has expertise. This guy just found a good title and a topic that is hot. I bet he'll sell a bunch of copies. In my opinion, he is just as bad as the banks he rants endlessly about.
Debt Cures- I can't believe this guy is a best selling author. Book reads like infomercial June 9, 2008
28 out of 30 found this review helpful
I'm about 90% through this book and it disbelief that I even keep reading it. I am truly amazed this guy is a best selling author. Well over 200 pages into the book- it's like he is still trying to sell you on the book. Listen jack***- I already bought your stupid book! There is no real content, nothing you haven't heard before. It reads very much like an infomercial sales pitch, or one of those junk mail flyers for the next consumer reports book- with a blurb about what miracle you are going to discover on page 72.
A couple hundred pages into the book, he is still telling you what he is going to tell you later. Yet it never really gets to any actual content. It's all fluff and endless self praise. I think Kevin T really thinks he is the second coming. Every page is full of empty empowerment phrases and announcements from your instant freedom from bondage now that you know his secret debt cure. (like call and ask if you can pay $2,000 instead of $30,000) I'm not sure if there a single paragraph in book that doesn't end with one of these "you are now released from enslavement for eternity and can commence to extreme wealth, thanks to me and my wonderful book" type phrases- followed by several exclamation points!!!
There was no need to kill this many trees. The book could be shortened to about 9 pages of actual content. This would include the front and back covers, publishing info,dedication, title page, chapter list, and index too.
Take the money you would of spent on this book, and apply it to your credit card with the highest interest rate.
Kevin Trudeau Feeds on People's Fears by Lying! January 23, 2008
27 out of 34 found this review helpful
I worked for a global credit card company that is reputable. The claims Trudeau makes regarding fraudulent charges for overlimit fees and late fees (because the company's mailroom shreds the checks) is preposterous. First of all, if the check is shredded it's known as a missed payment. You can't deposit a check you've shred. Secondly, if this happened too frequently in this day and age, consumers will do one of two things: transfer their balance to another company or make their payments electronically. It is possible CC companies have done these under-handed activities in the past, however, laws are in place to protect consumers.
What he states about credit applications lowering your score is correct. Every time there is an inquiry on your credit from someone other than you, your FICO score loses a point or two. The statement he makes regarding closing accounts may or may not be correct contingent upon your debt to line of credit ratio and debt to income ratio. As a general rule of thumb, your CC balance (if you carry one) should not exceed 25% - 30% of your available credit line (individually and combined).
My recommendation is to begin "curing" your debt by saving yourself some cash and reading debt correction articles that are provided for FREE on MSN, Yahoo and Google.
DIsappointed May 4, 2008
27 out of 34 found this review helpful
I have been reading Dave Ramsey and have put into practice the things he teaches. They do work!!! I also joined Debtor's Anonymous and their principles do work. So, I thought I would give this book a shot to see what Mr. Trudeau has to say.
Dave Ramsey and Debtor's Anonymous teach a person that they must take personal responsibility for their debts. In Trudeau's first chapter he tells how to get out of paying back credit card debt by talking about the statute of limitations for debts in each state. In other words, never mind personal responsibility, just dodge the collectors for 3 to 6 years, depending on where you live. This is sound advice?!?!?!
Also, numerous times in the book I was told what a lucky person I am because I am reading Debt Cures and waht a wise investment this was. NOT!!!
This is the last book I will by written by this guy. If you want to truly get out of debt, read and listen to Dave Ramsey and join Debtor's Anonymous.
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